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Small Business Loan Tips

Understanding Small Business Loan Rates and Terms in the USA

Small Business Loan Tips

Starting or expanding a small business is an exciting venture, but it often requires significant financial investment. For many entrepreneurs, securing a small business loan…

Read More Understanding Small Business Loan Rates and Terms in the USAContinue

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We are dedicated to providing you with the financial solutions you need to grow your business.

Our Programs

  • Working Capital
  • Business Lines of Credit
  • Trucking Business Loan
  • Merchant Cash Advance
  • Collateralized Business Loans

Phone: +1 (914) 521-7490
Email: [email protected]
Address: 123 Elm Street, Buffalo, NY 14201

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Same-Day Funding is available for term loans up to $500K across the U.S. Eligibility applies Monday – Friday before 10:30 a.m. ET. If your application is completed before this time, funds will be available by 5 p.m. local time the same day. Applications completed after 10:30 a.m. ET, or on weekends and bank holidays, will result in funds being deposited within 2 – 3 business days.

For Lines of credit you can request one draw per day, with funds typically transferred within 30-50 minutes. To access Instant Funding, you’ll need to register a business debit card linked to your Laser Capital Funding account. Please note that some banks or debit card providers may not participate, and transfers may face restrictions or delays.

We serve a wide range of industries nationwide, with a few exceptions. There are no upfront costs to receive your loan offer, and we make funding decisions based on your business’s overall profile, not just credit score. If you choose to prepay your loan in full, we apply a reduction on any remaining unpaid fees based on the terms of your loan agreement.

Funding Amounts: We offer financing from $5,000 up to $5 million. For amounts up to $500K, you can receive funding on the same day, while larger sums may take 2 – 3 business days.

Your business loan will be issued by a Laser Capital Funding partner lender, and your loan agreement will identify the lender prior to signing. All loans are subject to approval.

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