Business Line of Credit

True Line of Credit for Your Business - fast, flexible form of business funding. Fuel your business with a Laser Capital Funding Line of Credit

Revolving

Lines of credit from $5K - $1M

Flexible

Repayment term up to 36 months

Customizable

Weekly or monthly payment options

How Do I Qualify?

  • 6+ months Time in Business
  • 680+ Personal FICO Score
  • $20,000+ in monthly business bank deposits
  • Less than 3 overdrafts a month in your business checking account

Documentation Needed:

  • Most Recent 4 Months of Business Bank Statements
  • Completed Loan Application
  • Copy of Your Voided Check (before funding)
  • Copy of Driver’s License (before funding)

Business Funding That Moves at Your Speed

Step 1

Complete the application.
Our streamlined process is designed to be completed in just minutes.

Step 2

Get a decision.
Work with an expert loan advisor to choose the best option for you.

Step 3

Receive your funds.
Sign your contract and get funds as soon as the same day.

Dedicated Support

Our dedicated funding specialists are here to guide you through every step of the application process. We’re committed to providing personalized support and answering any questions you may have.

Our goal is to make the process as smooth and transparent as possible, ensuring you understand all aspects of your line of credit.

Business Line of Credit - FAQs

A Business Line of Credit is a revolving loan that allows you to borrow money as needed, up to a set limit. You only pay interest on the funds you use, and once you repay, the credit becomes available to use again.

Unlike a traditional loan, where you receive a lump sum upfront and pay interest on the entire amount, a line of credit gives you the flexibility to borrow only what you need, when you need it. You pay interest only on the amount you draw.

Once approved, you can typically access funds within 24-48 hours. This quick access helps you manage immediate cash flow needs or seize business opportunities.

To qualify for a Business Line of Credit with Laser Capital Funding, you’ll need:
- At least 6 months in business
- An annual revenue of $100,000 or more
- A personal credit score of 680 or higher

Ready to Get Started?

Apply for funding right now or if you have questions, contact our friendly staff.